{% set principal = raw_data.principal_amount|default(0) %}
            {% set interest = raw_data.interest_amount|default(0) %}
            {% set fees = raw_data.fees_amount|default(0) %}
            {% set penalty = raw_data.penalty_amount|default(0) %}
            
            {% if raw_data.total_outstanding is defined %}
                {{ raw_data.total_outstanding }}
            {% else %}
                {{ principal + interest + fees + penalty }}
            {% endif %}